“A One Stop Life, Health, and Annuity Resource.”

Underwriting & Claims

Underwriting & Claims

Life Underwriting Systems

Paramedical Solution Providers

Apps master logo

Underwriting and Claim Tools and Services

The One Inc ClaimsPay integration is a comprehensive platform that delivers a frictionless payment experience via expanded payment methods and channels, easy-to-use portals, and established vendor/financial institution partnerships that allow all insurance payment use cases to be handled digitally on a single platform, including total loss lienholder and mortgagee payments.

The One Inc PremiumPay Platform is a comprehensive platform that delivers a frictionless payment experience via expanded payment methods, easy-to-use modals/portals, digital premium disbursements, and real-time financial reporting. The One Inc wallet provides customers with the expected continuity across payment channels and empowers carriers to deliver an optimized and seamless experience. 

TruVision™ Life – Provides a credit-based insurance risk score predictive of mortality and lapse for use in life insurance underwriting.

TruVision™ Driving History – Leverages traffic-related court record data and enhanced state MVRs to identify consumers with ratable violation activity and selectively order MVRs.

TruLookup™ Deceased – Uses sophisticated linking of data sources to help fill in the majority of missing deaths, leveraging a combination of low latency data sources and our proprietary matching algorithms, our solution is designed to minimize the return of false positive results and yield reliable matches.


new business and underwriting solution

LDSis a comprehensive digital new business and underwriting platform with a flexible eApp and full automated underwriting and workflow capabilities. You can automate your entire new business and underwriting process from receipt of app through to policy issue.

Swiss Re Reinsurance Solutions Underwriting Ease collects all underwriting requirements and presents the data in a way that makes it easy for underwriters to identify and drill into impairments, interpret clinical health data, and determine the appropriate underwriting decision, faster.

Emtech Group Inc is the leading provider of enterprise software quality engineering solutions for validating insurance carrier value chains. Our customers are enabled to deliver quality products while avoiding the expensive and embarrassing consequences from the exposure of production defect leakage.

Eliminate Embarrassing Errors Experienced by Distributors and Customers Post-Product Launch by Reaching Full Test Coverage. Introducing QMT a strategic enabler, to help IT executives meet desired business outcomes.

Spinnaker Analytics has been driving insurance sales growth for carriers and brokers for more than two decades. Headquartered in Boston, Spinnaker has deployed its solutions globally. Their solutions help leading insurers identify new sales opportunities, improve their workflows, and optimize their workforce to improve overall efficiency and effectiveness.

Prodigi is a suite of customizable software tools designed to confirm that the identity of an applicant or account holder. Prodigi’s available features include confirmation of the applicant address using GPS data, voice analytics, multi-variant database interrogations including proprietary sources and subscription-based data, and the ability to validate domestic and international government issued IDs.  Prodigi is designed to interface with existing systems and provide structured results from its algorithms.

Since 2006, Medix has been changing the course of health for millions of customers by delivering impactful medical responses that are borderless, personalized, and data-driven. We embolden insurers, employers, financial groups, retailers, distributors, and governmental institutions to transcend conventional models and methods, moving beyond transactional care to better health, human, and financial outcomes. Medix responses are tailored by world-leading medical teams and proprietary AI and data analytics: combining the best digital tools with real human presence.

paperless solutions logo


Improving Risk Selection is a goal of all insurers and agencies. eValuate (eV) supports carrier-specific underwriting rules including multiple impairments, co-morbidities, debits and credits, temporary flat extras and other ‘secret-sauce’. It provides Agency workflow and the ability to review and quote multiple Carriers, including specific automated underwriting guidelines and impairment parameters!

eValuate PLUS

Automate underwriting with eValuate PLUS (eV PLUS) a flexible and powerful decision tool from PSG that supports full data driven analysis for multiple products (Life, DI, FE, etc.) based on carrier specific rules that can be directly managed to keep underwriting guidelines confidential.


Convenient, Secure and Fast. eRequirement (eR) eliminates the paper chase for post submission or inforce requirements. Regardless of how the application originated your case can be back on track with an average of 3.4 from start to finished.

Based upon the extensive Samplemed medical underwriting experience, we believe samplemed360 is the only life and health underwriting platform you need. In addition to including all Samplemed solutions for risk analysis and controlling case flow elegantly and autonomously, the platform reveals deeper underwriting insights, because it was designed with a data-focused philosophy.

So, if you want to organize your flows, optimize cost in underwriting, or unleash your own data, be sure to use s360. The future of underwriting arrived.

EP helps your team to do more with less. Not every hire needs to be internal, and not every addition to the team means subtracting from the team.

EP’s core value is about unlocking deeper capabilities. EP unlocks capabilities you couldn’t afford to hire and train for internally. EP subsumes the cost and time to onboard reliable support staff. Each EP line of service presents a compelling reason that EP’s team can add to your current capabilities faster and more affordably.

HAPI logo black

Health Intelligence Platform

Accelerate all automated underwriting with one platform that connects to every online and offline health data source.

Sell more policies and deliver better customer experiences with comprehensive access to Electronic Health Records (EHRs).


LexisNexis® Risk Classifier with Medical Data

LexisNexis® Risk Classifier with Medical Data integrates behavioral and medical history into a single underwriting model. This helps enable life insurers to better understand and segment risk, minimize invasive requirements and accelerate the underwriting decision process.

LexisNexis® Life Data Prefill

As an interactive single-inquiry solution, LexisNexis® Life Data Prefill helps streamline the insurance process at the point of application, reducing the time and cost of capturing some of the data necessary to help properly evaluate your applicants.

liz is a modular suite comprised of three stand-alone solutions that work great separately, and even better together. This solution suite pertains to life insurance lines of business – hence the name – and allows for end-to-end business cycles to take place without prior infrastructure and very minimal IT resources.

  • liz flow is a modular, pure no-code e-application, and a product configuration & management platform.

  • liz assess is thinktum’s AI-driven personalized underwriting engine. It supports any and all combinations of underwriting models. Accelerated, simplified, reflexive, dynamic, traditional, hybrid, and more.

  • liz data is our data processing and analytics module. liz data provides real-time analytics in the form of monitoring dashboards, logs, timestamps, and more. liz data pulls behavioral analytics data from end-users such as agents and applicants.

verisk tm h full color rgb copy

Power your digital strategy with Verisk automated electronic health records tool.

Verisk’s EHR Triage Engine evaluates more than 50 risk elements and 95,000 impairments to process applicant authorized EHRs in one minute or less. Qualified risks can move more quickly toward bind, while your underwriters see only the applicants who need review. With fewer medical tests and faster cycles, you can save money and time while gaining efficiency across the underwriting workflow. Jump-start your digital strategy with automated underwriting that helps drive real-time, low- or no-touch decision making. Our solution can help you attract lower-risk prospects seeking a quick purchase process; keep more of them in the pipeline; and protect your book from adverse selection—all at the same time.

iPipeline Logo Final iPipeline Logo Color


Resonant® Field Underwriting is a tool that helps you accurately set customer expectations at the beginning of the sale process. On-demand field underwriting returns a health class rating or range based on published and unpublished carrier rules, and gives you immediate, automated responses to almost all of your quick quotes. Multi-carrier results are generated instantly with table/health class and price range, and you can manage multiple impairment cases seamlessly.

HG Logo 1200x900 1


EHR Chart Retrieval for Insurers

Real-time medical record access for swift, accurate underwriting and claims processing.

With the appropriate authorization and consent, life & disability companies use Chart Bridge to gain real time, electronic access to their client’s medical records. Chart Bridge aggregates data from some of the largest healthcare providers and EHR systems in the nation.  It works in concert with our Health Information Platform to process data into an actionable, organized format, where compliance is assured.

BLUE OUTLINE dacadoo landscape no byline

Risk Engine

The dacadoo Risk Engine is designed for reinsurers, insurers and providers.

With limited self-reported data, the Risk Engine calculates mortality and morbidity risks and provides full data sets with 100 data points for each record. It does this by imputing estimated values for all missing data. For example, if only age, gender, height and weight of a person are provided, the engine will impute 96 missing data points, including blood values and other bio-metric data.

The dacadoo Risk Engine works with as little as four data points (age, gender, height and weight) and can work with up to 100.

scor logo


Velogica is one of the first point-of-sale, instant life underwriting systems in the industry with a history of more than 15 years.

SCOR’s solution for point-of-sale life insurance combines reinsurance, product development and Velogica®, an advanced algorithm that utilizes a patented process to deliver instant automated underwriting system decisions.

Velogica is helping major clients drive new models of efficient distribution through predictive risk assessment and point-of-sale policyholder capture. The Velogica algorithm correlates information from the life insurance application, motor vehicle reports, MIB reports and prescription drug history, and, in some states, criminal history. Clinical lab histories and credit-based mortality scores are on the horizon.

Velogica is designed with the flexibility required for new data sources as they become available on policy applicants. The most recent release of Velogica integrates SCOR’s predictive analytics capabilities and Electronic Health Records scores. The platform now features powerful data visualization and analytics functions that allow for strong case management and tracking (see Velogica Valet above). With more than four million life insurance applications processed, this proven platform has a record of achievement that is unmatched in the industry.

icover logo

Digital Life Insurance Service

iCover‘s algorithmic underwriting helps insurers sell to the middle market. Leveraging data and predictive analytics iCover can assess, price, and deliver life insurance to your customers in 5 minutes.


AdamsBridge Global is known for medical data annotation and providing high end resources for staff augmentation, managed services, captive, and semi-captive centers in the Insurance, Life Settlement, Trials and Real Estate verticals.

Reinsurance Group of America logo

Accelerated Underwriting

What Is Accelerated Underwriting?

Trends point to an accelerated future for risk selection. Learn about Accelerated Underwriting by viewing or downloading the document written by Reinsurance Group of America,Inc. (RGA). Click on the button below:

DH Logo

Diameter Health Fusion

Fusion’s automated Upcycling Data™ process, which normalizes and enriches raw clinical data for both machine and human use, makes clinical data from EHRs usable to drive real-time underwriting and risk analytics. Carriers, aggregators, and re-insurers benefit from greater insights into applicant health issues without the delays and costs of traditional health assessments or PDF Attending Physician Statements.

exam one

Health PicQture Data Insights Brought to Life

HealthPiQture, by ExamOne, is a highly flexible platform that allows you to make quick and confident decisions. Through HealthPiQture, insurers receive access to our extensive data sources. From a snapshot of an applicant’s past health, to a view of their current health, HealthPiQture combines health and behavioral insights for insurers.

ExamOne Agents and Agencies

Applicant’s Experience

Your clients expect getting coverage to be a fast and trouble-free experience. So do you. Our streamlined processes eliminate redundancies and improve the applicant experience.


SelectX is a UK-based provider of technology-based solutions for life and disability underwriting.

Other Services

We use cookies in order to give you the best possible experience on our website. By continuing to use this site, you agree to our use of cookies.