Sales Leads - Quoting & Illustrations

Sales Leads - Quoting & Illustrations

Upstream Life Insurance Company’s MYGA offers guaranteed interest rates over a fixed term, delivering predictable, market-insulated growth for individuals seeking stability in retirement planning. Designed for simplicity and reliability, the MYGA aligns with the company’s mission to reduce financial risk and support long-term value through steady, secure accumulation. It serves as a core solution for clients wanting peace of mind and consistent returns without market exposure.

Through the Upstream Life Agent Portal, partners also have access to an Illustration tool to support product quoting and sales conversations, with a new version of this tool expected to launch soon through the company’s upcoming eApp experience.

Be Compliant.
Be Transparent.
Get More Sales.

Before Annuities Genius: With thousands of annuities on the market, how can you really recommend the right one in the age of the BEST INTEREST STANDARD? Are you truly offering the best option to your clients?

After Annuities Genius: You have a TRUSTED product validation process to determine client suitability. You keep impeccable, comprehensive records. You have an all-in-one, compliant sales process.

Bestow’s Application Suite empowers businesses to create seamless digital-first and hybrid experiences for both customers and agents, spanning from initial quoting to final checkout. This suite enables the rapid deployment of white-labeled purchasing platforms that are designed to be intuitive and enjoyable for all users.

Ensight™ is the market-leading Life, Long-Term Care (LTC), and Annuity digital sales acceleration platform. It caters to insurance carriers, financial institutions, independent marketing organizations (IMOs), brokerage general agencies (BGAs), producer groups, and financial professionals.

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Equisoft / illustrate

Quotes & Illustrations Made Easy

 

Powerful insurance illustration software that helps your advisors present like pros, because it does everything for them. Recognized by Celent as an industry leader in the 2020 life illustrations report.

Equisoft/illustrate is a flexible, user-friendly, multichannel solution for generating and comparing compliant quotes and insurance illustrations.

Fiduciary Genius is a retirement planning software designed for professionals, offering comprehensive coverage of various aspects of retirement planning. It simplifies complex financial calculations, allowing professionals to create accurate retirement plans.

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Illustrations

Illustrations is a SaaS-based solution that provides a fully integrated experience for generating insurance illustrations. It is the only SaaS-based illustrations solution that is mobile, has an integrated agent experience, offers direct access to distribution, and integrates with iGO e-App. Illustrations offers prospects the option to purchase a full illustrations suite or elect for a “wrapped” version (Illustrations Integrator). Supports comprehensive features, what-if scenarios, needs analysis and advanced sales concepts across all life and annuity product lines including UL, Index UL, Variable UL, Whole Life, Term, Fixed Annuities, Indexed Annuities, Variable Annuities, and Disability / Health lines.

Leopard is the AI-powered system built to modernize in‑force life and annuity management. Forget portal hopping, manual policy reviews, or clunky legacy systems.
Leopard gathers messy policy data from across carriers, uses proprietary AI to surface conversion, replacement, and up‑sell opportunities, and outfits agencies, financial institutions, advisors, and carriers with instant quotes and polished sales materials. It’s the hidden layer that connects the dots and turns overlooked books of business into consistent growth engines—all while freeing your team to focus on sales.

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As an interactive single-inquiry solution, LexisNexis® Life Data Prefill helps streamline the insurance process at the point of application, reducing the time and cost of capturing some of the data necessary to help properly evaluate your applicants.

 

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eValuate

Improving Risk Selection is a goal of all insurers and agencies. eValuate (eV) supports carrier-specific underwriting rules including multiple impairments, co-morbidities, debits and credits, temporary flat extras and other ‘secret-sauce’. It provides Agency workflow and the ability to review and quote multiple Carriers, including specific automated underwriting guidelines and impairment parameters!

Posit helps carriers modernize sales quoting, premium calculations, and policy illustration workflows with accurate and reproducible analytics. With Posit Connect, insurers can publish dynamic illustration tools, premium estimators, and product comparison apps that stay up to date for agents, wholesalers, and distribution partners. Posit Package Manager ensures every actuarial model and illustration engine runs on secure, verified Python and R packages—crucial for regulatory consistency and product accuracy. Posit Workbench centralizes the development pricing models, illustration logic, and actuarial analyses in a secure environment optimized for collaboration across product, actuarial, and distribution teams.

Spinnaker Analytics has been driving insurance sales growth for carriers and brokers for more than two decades. Headquartered in Boston, Spinnaker has deployed its solutions globally. Their solutions help leading insurers identify new sales opportunities, improve their workflows, and optimize their workforce to improve overall efficiency and effectiveness.

Tapp Mobile Illustration is a field-ready quoting and illustration tool designed for simplicity, speed, and compliance. Whether in a call center or out in the field, licensed agents can produce accurate quotes and generate all required state-approved paperwork—without needing to connect to the internet. The tool is preloaded with company-specific actuarial logic, validated by your own actuaries, reducing cost and complexity.
Built for mobile-first environments, this solution is ideal for carriers looking to support agent distribution, especially when quick access and lightweight technology are key. It delivers consistent, printable output aligned to regulatory standards and is already approved in multiple states.  In addition to mobile: desktop and web are supported.  In force illustrations supported by web service.

Tapp’s Quoting Tools are designed to provide fast, penny-perfect quotes, even while disconnected from the internet. The quoting tools apps run on iPhone, iPad, Android, Websites, Windows, Mac OSX and Linux. The same quoting engine can be deployed as a web service to support eApps and other third parties using your quotes.

TruIQ™ Custom Models – Scores clicks, calls and leads across multiple channels and platforms based on your key performance indicators. It uses artificial intelligence, predictive analytics and robust datasets to produce custom models in days.

TruAudience™ Identity – Improve marketing and measurement outcomes with a robust, identity-powered view of your customers.

TruVision™ Life – Provides a credit-based insurance risk score predictive of mortality and lapse for use in life insurance underwriting.

TruContact™ Branded Call Display (BCD) – Enables enterprises to add context to phone calls to increase answer rates, improve customer engagement and protect their brand.

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