Extensive data sources that cover a vast amount of the U.S. adult population are used.
Key data is prefilled in near real-time reducing human errors and touchpoints.
We use our own unique identifier, LexID®, together with a proprietary linking technology to resolve and match identity-related information that informs the underwriting process, including:
Social security number (SSN)
Drivers license number
Length of residency
Two former addresses
Because it draws from more than 10,000 data sources that cover 83 billion public records, which is more than any other solution the industry offers, LexID® can provide an extremely accurate, safe and complete picture of any individual.
With LexID® and Life Data Prefill working hand in hand, you not only get more information on an individual, but more verified accurate information.
Because LexID® is not dependent on either SSN or Federal Employer Identification Numbers, it helps to reduce identity theft risks, making it safer and more effective as a primary indentifier for consumer information.
LexID® has more U.S. consumer coverage than the U.S. Census population, bringing value to those not listed on the census that have a need for insurance.