.By combining Samplemed’s medical knowledge and technology, s360.life is a comprehensive all-in-one ecosystem of solutions.

The s.360 offers multiple means of collecting underwriting information. Not only it makes underwriting faster, but also brings more intelligence to your business.

The s.360 is a complete workbench that includes automated underwriting, predictive models, EHR, request and interpretation of medical reports, all with a twist of AI – VIDA, your new life underwriting assistant.

Being designed with a data-focused philosophy, the platform transforms your medical
unstructured data into structured insights, revolutionizing the way you analyze data. It
guarantees structured medical data with our unique life underwriting web semantics.

API-integrated lab exams, and medical report collection, the s.360 gives you full control
over your case pipeline, allowing you to operate elegantly and autonomously. You can
focus on other tasks while letting the machine do the hard work.

Efficient: Designed to streamline your workflow and increase productivity.

Accurate: Your data is always precise and up-to-date.

User-friendly: The intuitive interface makes it easy for anyone to use the software,
regardless of their technical expertise.

Customizable: Highly flexible, tailored to meet the unique needs of your business.

Secure: Built in robust measures to ensure your information is always safe. Certified by ISO
27001, 27701 & ISO 9001.

Affordable: Competitively priced, making it accessible to businesses of all sizes.

Reliable: You can count on our software to perform consistently and without error, day in
and day out.

Dive into s.360 capabilities

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Modules Available in America today

s.360 offers a comprehensive and data-driven approach to life and health underwriting. With its various modules, it provides an efficient and effective way to handle the underwriting process while also providing valuable insights into your applicant’s and portfolio’s medical or non-medical risks.

Predictive Models

An advanced and scalable underwriting engine powered by Samplemed’s medical risk database, delivering predictive insights for smarter, faster, and more reliable decisions.

• Smooth applicant integration.

• Complete predictive reports per case and benefit.

• Customizable for different products and needs.

• Real-time accuracy dashboards with low-code/no-code setup.

• Supervised by expert data scientists.

Automated Underwriting 

Dynamic and customizable questionnaires that adapt to your product needs, providing instant results and seamless applicant experiences.

• Multi-language questionnaires ready to deploy.

• API and web integration for flexible use.

• Automated communication via email & SMS.

• Instant decisions for most cases.

• Automatic routing of complex cases to underwriters.

Underwriting Manual 

A living knowledge base covering 88% of the most frequent underwriting conditions, continuously updated with research and accessible to underwriters in simple language.

• Monthly updates with new medical content.

• Easy-to-use interface and multi-language availability.

• Risk simulator for complex cases.

• Clear explanations tailored for underwriters.

Risks Bank

A structured taxonomy with exclusive web semantics for life underwriting, ensuring accurate risk identification and classification at the most granular level.

• Identifies risks, comorbidities, and rule conflicts.

• Adapts to multiple reinsurer manuals.

• Customizable according to company standards.

• Continuously expanded through ongoing research.

Life Data Lake

A secure and anonymized database that transforms old, unstructured data into valuable, structured insights for underwriting and portfolio optimization.

• Anonymized data with GDPR/LGPD compliance.

• Tags risks, benefits, capital, and personal traits.

• Converts past unstructured cases into usable insights.

• Strengthens risk analysis and decision-making.