TrueRisk® Life is a credit-based insurance score that is predictive of mortality and lapse for use across the life insurance policy lifecycle. Validated by RGA, TrueRisk Life consists of only credit-based data attributes and is provided as a score ranging from 1 to 100 (low risk to high risk).
Market to Prospects
Leverage data to target and convert customers who meet your profile. TrueRisk Life marketing solutions can be used across a variety of channels, including direct mail, email, digital, lead gen, and call center, to help solve your business challenges.
Better predict policy risk
Identify insurance policies at risk of early termination. Use a score that’s predictive of mortality and lapse to improve pricing and underwriting decisions. Includes numeric score, reason codes, and a credit report.
Widely applicable score
Available nationwide, including U.S. Territories. Individuals between ages 19 to 100 with a sufficient credit history can be scored. Foreign nationals with credit histories can be scored as well.
Integrate to existing operations
Scores can be electronically ordered and received in real-time or batch. Manual orders may be made online where requests are entered and results viewed.
