The Revolution in Life Insurance Underwriting

The Revolution in Life Insurance Underwriting

By Zinnia - 8 December 2025

Remember applying for life insurance? The endless forms, the medical exams, the waiting… and more waiting. You’d submit everything and then sit in limbo for weeks, wondering if you’d get approved or if they’d ask for even more paperwork.

 

Those days are ending. By 2025, underwriting isn’t just about saying yes or no to risk anymore—it’s becoming the thing that actually drives growth. Here’s what’s really changing in life insurance underwriting.

 

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