Big Data provides an enormous opportunity on blocks of Inforce Policy Management business. It can be used for predictive modeling for underwriting, policy persistency, lapse trends, new sales opportunities, and many more critical analysis benefits for a carrier and distributor. This page will explore data mining and analytics, and introduce you to solution providers that can turn the data into new opportunities. Inforce Platforms are designed for an advisor to monitor their block of business and do client policy reviews. There are consumer Mobile Apps where a client can make changes through Inforce Policy Management system.
Life Inforce Policy Service
Bestow’s Administration Portal provides powerful servicing tools and TPA solutions, simplifying both pre- and post-issue servicing for administrators and customers alike.
LifetimeService is a self-service platform that puts your policyholders in charge of their life insurance, easily and intuitively, allowing you to configure the experience you want your policyholder to have, including branding, layouts, workflows, and policy data.
eNoah helps clients boost revenue and customer loyalty by offering Inforce Policy Retrieval, Management, and Support services for Life and Annuity products. They handle the complex process of gathering policy information directly from carriers, freeing up agents to focus on client relationships. eNoah uses a unique multi-pronged approach (website retrieval and direct carrier calls) to gather comprehensive policy data. BGA Managers value eNoah for providing easily sortable data with multiple search parameters, aiding their decision-making.
LDS™
new business and underwriting solution
LDS™ is a comprehensive digital new business and underwriting platform with a flexible eApp and full automated underwriting and workflow capabilities. You can automate your entire new business and underwriting process from receipt of app through to policy issue.
KollabRTÂ is a versatile collaboration platform designed to enhance customer support and issue resolution across various industries by enabling real-time communication and problem-solving. It features a customizable interface that can be tailored to specific business needs, including co-browsing and screen sharing, and integrates seamlessly with existing CRM and support systems. By streamlining support processes, KollabRT aims to deliver quicker resolutions and higher customer satisfaction, making customer support more efficient and effective through advanced collaboration tools.
Leopard is the AI-powered system built to modernize in‑force life and annuity management. Forget portal hopping, manual policy reviews, or clunky legacy systems.
Leopard gathers messy policy data from across carriers, uses proprietary AI to surface conversion, replacement, and up‑sell opportunities, and outfits agencies, financial institutions, advisors, and carriers with instant quotes and polished sales materials. It’s the hidden layer that connects the dots and turns overlooked books of business into consistent growth engines—all while freeing your team to focus on sales.
Life Insurance Sustainability Analytics – LISA – is a powerful, easy to use online toolset that tests Variable and Indexed Universal Life policy illustrations, providing a real-world assessment of the probability of achieving (or not) the policy owner’s expectations for the policy. Expectations like premiums, income from policy loans and death benefit amounts at critical ages cannot be tested for likely policy success or failure with just the standard industry illustration – LISA is currently the only way to obtain this policy performance risk assessment.
The One Inc ClaimsPay integration is a comprehensive platform that delivers a frictionless payment experience via expanded payment methods and channels, easy-to-use portals, and established vendor/financial institution partnerships that allow all insurance payment use cases to be handled digitally on a single platform, including total loss lienholder and mortgagee payments.
The One Inc PremiumPay Platform is a comprehensive platform that delivers a frictionless payment experience via expanded payment methods, easy-to-use modals/portals, digital premium disbursements, and real-time financial reporting. The One Inc wallet provides customers with the expected continuity across payment channels and empowers carriers to deliver an optimized and seamless experience.Â
Scalable, enterprise solutions for the entire insurance industry.
Paperclip enables enterprises to harness the power of their documents and data without ever sacrificing security. As a trusted software technology partner, Paperclip creates operational efficiencies, improves digital communication, and secures valuable data for some of the largest globally recognized brands worldwide.
Our clients trust Paperclip solutions to securely capture, transcribe, store, and exchange their most sensitive data, such as PII, PHI, NPI, and corporate IP. With more than three decades of customer-centric innovation, Paperclip is a proven strategic partner that continues to revolutionize the content supply chain for the insurance industry
Paperclip Mojo® Data Transcription: Harness the power of machine learning to accurately capture data from any file format—including images, PDFs, spreadsheets, XML, and other structured sources. Mojo supports multiple onboarding ramps to meet partners where they are, including Mojo Easy, Internet eXpress, Virtual Client Folder (VCF), SFTP, and API integrations, enabling fast adoption while maintaining security, compliance, and consistency across workflows.
SIGN® eSignature: Say goodbye to complicated e-sign solutions. Paperclip Sign delivers a single, unified workflow for both wet and digital signatures, combining simplicity with top-tier security standards. It works seamlessly with all file types and requires no setup.
Solvrays improves inforce policy servicing by unifying disparate systems and automating policyholder service requests. From beneficiary updates to billing inquiries, it creates automated workflows that reduce processing time and increase customer satisfaction.
LifetimeService is a self-service platform that puts your policyholders in charge of their life insurance, easily and intuitively, allowing you to configure the experience you want your policyholder to have, including branding, layouts, workflows, and policy data.
NIC is a multi-carrier in force data and technology platform that empowers life insurance Distributors and Agents with access to their in force life and annuity data. NIC partners directly with Carriers to receive daily data feeds and automatically generate sales and service opportunities from the in force data, helping Distributors and Agents to monetize their book.
Consolidate your book of business into one system of record, regardless of carrier or distribution channel. Track policy performance relative to client objectives throughout the life of the contract. Never miss a lapse-pending policy or conversion opportunity and protect client outcomes.