Inforce Policy Management Software and Services

Imaginist brings AI-powered intelligence and decision agents into policy servicing, helping insurance organizations automate and support routine in-force activities. Policy-servicing agents can interpret incoming requests, work with relevant policy context, apply configured business rules, and support activities such as endorsements and mid-term policy changes.

The platform can integrate with existing policy administration, CRM, document management, rating, and third-party systems rather than requiring organizations to replace their core technology stack. AI agents perform much of the underlying operational work while employees maintain oversight and handle exceptions. This approach can reduce repetitive servicing activity, improve consistency, and help organizations respond to policyholder and agent requests faster.

Bestow’s Administration Portal provides powerful servicing tools and TPA solutions, simplifying both pre- and post-issue servicing for administrators and customers alike.

LifetimeService is a self-service platform that puts your policyholders in charge of their life insurance, easily and intuitively, allowing you to configure the experience you want your policyholder to have, including branding, layouts, workflows, and policy data.

LDS^™ is a comprehensive digital new business and underwriting platform with a flexible eApp and full automated underwriting and workflow capabilities. You can automate your entire new business and underwriting process from receipt of app through to policy issue.

illustrate inc. helps life insurers and annuity providers modernize their sales and new business operations with flexible digital solutions.

Our highly configurable platform streamlines sales-to-issue workflows, connecting quoting, illustration, eApplication, underwriting, case management, and eDelivery while seamlessly integrating with core systems.

AI-powered life insurance illustration analysis for advisors, firms, and fiduciaries. Upload an in-force or new business illustration — receive a structured policy review with Health Score, funding analysis, rider evaluation, and client-ready reporting in minutes.

Five purpose-built modules: PolicyCheckup (client engagement), PolicyReview (single-policy diagnostic), PolicyMatch (goal alignment), PolicyCompare (side-by-side comparison support), and TOLIReview (fiduciary review for trust-owned life insurance).

Built by Robert Chwalk, CFP®, CLU®, ChFC®, a 30-year financial services veteran with experience at UBS, Merrill Lynch, and Fidelity Investments. Built on SOC 2 Type II-attested infrastructure. Zero-Knowledge PII architecture.

The One Inc ClaimsPay integration is a comprehensive platform that delivers a frictionless payment experience via expanded payment methods and channels, easy-to-use portals, and established vendor/financial institution partnerships that allow all insurance payment use cases to be handled digitally on a single platform, including total loss lienholder and mortgagee payments.

The One Inc PremiumPay Platform is a comprehensive platform that delivers a frictionless payment experience via expanded payment methods, easy-to-use modals/portals, digital premium disbursements, and real-time financial reporting. The One Inc wallet provides customers with the expected continuity across payment channels and empowers carriers to deliver an optimized and seamless experience. 

Scalable, enterprise solutions for the entire insurance industry.

Paperclip enables enterprises to harness the power of their documents and data without ever sacrificing security. As a trusted software technology partner, Paperclip creates operational efficiencies, improves digital communication, and secures valuable data for some of the largest globally recognized brands worldwide.

Our clients trust Paperclip solutions to securely capture, transcribe, store, and exchange their most sensitive data, such as PII, PHI, NPI, and corporate IP. With more than three decades of customer-centric innovation, Paperclip is a proven strategic partner that continues to revolutionize the content supply chain for the insurance industry

Paperclip Mojo® Data Transcription: Harness the power of machine learning to accurately capture data from any file format—including images, PDFs, spreadsheets, XML, and other structured sources. Mojo supports multiple onboarding ramps to meet partners where they are, including Mojo Easy, Internet eXpress, Virtual Client Folder (VCF), SFTP, and API integrations, enabling fast adoption while maintaining security, compliance, and consistency across workflows.

SIGN® eSignature: Say goodbye to complicated e-sign solutions. Paperclip Sign delivers a single, unified workflow for both wet and digital signatures, combining simplicity with top-tier security standards. It works seamlessly with all file types and requires no setup.

Solvrays improves inforce policy servicing by unifying disparate systems and automating policyholder service requests. From beneficiary updates to billing inquiries, it creates automated workflows that reduce processing time and increase customer satisfaction.

LifetimeService is a self-service platform that puts your policyholders in charge of their life insurance, easily and intuitively, allowing you to configure the experience you want your policyholder to have, including branding, layouts, workflows, and policy data.