TransUnion’s DriverRisk^SM Life supplies traffic-related court record data to help insurers obtain a more comprehensive view of consumers’ driving history. Insurers can reduce expenses by ordering MVRs only when specific convictions are present on the driver’s record, and gain insight into convictions not on the state MVR – such as those received outside the license state or associated with a prior driver’s license. With more than 428 million violation records and 300 million consumer records — plus the ability to pull MVRs — we can provide information you won’t find using MVR-only solutions.