Go Culture Product Page

Go Culture Product Page

TeamShield by Go Culture™ is a workforce risk prevention and analytics platform designed to help insurers, brokers, and insured organizations identify and mitigate people-driven risk before it escalates into employment practices liability (EPL) claims, regulatory exposure, or high-severity litigation.

 

Traditional risk controls rely on lagging indicators—complaints, hotline reports, exit interviews, or claims data—by which point damage is already underway. 

 

TeamShield by Go Culture™ shifts risk visibility upstream by continuously capturing anonymized workforce signals that reflect early breakdowns in trust, communication, leadership effectiveness, and perceived fairness—conditions that frequently precede harassment claims, retaliation allegations, turnover spikes, and nuclear verdict outcomes.

 

Using AI-driven analytics, TeamShield by Go Culture™ converts these signals into structured, defensible insight. The platform flags emerging risk patterns, tracks trend movement over time, and provides documented evidence of proactive engagement and corrective action. This enables carriers to support insureds with earlier intervention, differentiate EPL offerings, and demonstrate good-faith risk mitigation long before claims arise.

 

TeamShield by Go Culture™ can be deployed as a carrier-enabled value-add, broker-supported service, or enterprise solution for large insureds—operating as a prevention layer that strengthens underwriting, risk management, and insured retention without increasing claims-handling burden.

Watch How TeamShield is Redefining Workforce Risk Prevention

Key Features

AI-Powered Workforce Risk Analytics

Identifies leading indicators of EPL exposure, operational friction, and cultural breakdown before formal complaints or claims occur.

 

Early-Warning Risk Signals

Detects patterns related to disengagement, communication failure, leadership risk, perceived unfairness, and misconduct normalization.

 

Trend Tracking & Risk Movement Monitoring

Monitors improvement or deterioration over time, supporting intervention timing and underwriting insight.

 

Actionable Risk Insights (Not Raw HR Data)

Delivers synthesized intelligence and alerts rather than employee-level surveillance or HR case management.

 

Documented Good-Faith Effort Evidence

Creates defensible records of awareness, responsiveness, and mitigation—valuable during litigation, renewal, or claims review.

 

Flexible Deployment Models

Carrier-branded, broker-enabled, or enterprise deployments without requiring system replacement or deep HR integration.

Moves Risk Management Upstream

Shifts EPL strategy from reactive defense to proactive prevention.

Supports Loss Ratio Improvement

Reduces frequency and severity of claims by addressing risk before escalation.

 

Underwriting Differentiation

Enables carriers to offer prevention-first EPL programs competitors cannot replicate.

Low Operational Friction

Does not require carriers to manage HR functions, investigations, or employee relations.

Stronger Insured Relationships

Positions carriers as partners in prevention rather than post-incident responders.

Defensible, Data-Backed Risk Decisions

Provides structured insight that stands up to legal, regulatory, and executive scrutiny.

Target Market

Insurance Carriers

EPL, D&O, Professional Liability, and Specialty Lines carriers seeking differentiation, reduced severity, and prevention-driven loss control.

Managing General Agents (MGAs)

Programs focused on employment practices, management liability, or workforce-intensive industries.

Large Commercial Insureds

Organizations with distributed workforces, high turnover risk, regulatory exposure, or elevated EPL claim history.

Brokers & Risk Advisors

Firms offering value-added risk mitigation services to large or complex insureds.